Frequently Asked Questions

1. Create a new wallet
Go to Settings > 'Manage your wallets', tap on '+', then 'Edit'. To change currency, tap on 'edit'. Once done, select 'Show this wallet'.

2. Add income
Tap on '+' on the Today page, then 'Income' and enter your post-tax income and specify pay frequency.

If you budget with a partner, enter their income as well.

For varied incomes like freelancing, add as “Flexible Earning” and set the amount and duration you want to spread out the income for.

3. Add regular expenses
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Tap on '+' on the Today page, then 'Recurring expense' and add regular expenses like rent or insurance. For periodic ones, choose the billing cycle (e.g., 'Monthly' or 'Yearly'). The app will deduct little bit everyday so the full amount is saved over the billing cycle. Make sure all bills are added for accuracy.

4. Set a monthly savings goal
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Tap on '+' on the Today page, then 'Saving Jar', tap 'Add saving' > 'Regular saving' and input your desired monthly savings amount.

5. Add daily expenses
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As you incur expenses, add them to the app. Tap on '+' on the Today page, then 'Small expense'. They'll be deducted from Today’s Budget.

6. Save for specific future expenses, with 'Large expense'
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Save up for a large expense that you can't pay with one day's budget. Tap on '+' on Today's page, then 'Large expense' and specify the amount and set a target date. The app will assist in daily savings to reach your goal.

7. Put left over into the saving jar (Optional)
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Left over money rolls over to the next day. Alternatively, itcan be added to the saving jar. To do this, tap on '+' on the Today page, then 'Saving Jar' > 'Add saving' > 'One-off saving' > 'Add all left over from today’.

In Today’s Budget, the balance in the app doesn’t always match your bank account balance exactly, and that’s by design. Unlike most budget apps, we use a hybrid system for tracking expenses.
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For daily expenses, the app subtracts amounts immediately, similar to your bank. However, for larger expenses like rent, the app spreads the cost over the period it covers. This gives you a clearer view of your actual spending power without sudden large drops.
For example:

- If your bank balance is €1000 and you pay €500 for rent on the first, your bank will show €500 left.
- In the app, it would show around €983 (1000-500/30days) because the rent cost is divided across the month.
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This approach ensures you have a more actionable and balanced perspective of your finances rather than a cash-flow snapshot that may feel skewed by one-time large expenses.

Please enter just once, like "$20 - Eating out".

The app is designed to focus on the amount rather than the payment type whether it's cash, a credit card, or a debit card – money is money. The essential aspect is controlling the expense itself.

Currently, our app doesn't have a specific feature to input income on the 1st and 15th. However, a workaround would be to add two separate payments and set them as monthly income. The app will then use this information to calculate your daily income. If you get paid the same amount every month, this approach works perfectly.

Go to Settings > 'Manage wallets ' > tap on 'Edit' to open the wallet you are viewing then tap on Currency. Then tap 'Save'.

Please enter just once, like "$20 - Eating out".

The app is designed to focus on the amount rather than the payment type whether it's cash, a credit card, or a debit card – money is money. The essential aspect is controlling the expense itself.

Tap on "Save Balance" or "Offset Balance" (if the balance is negative) in the menu.

To reset the balance regularly, use "Automation" in the iOS Shortcuts app.

Select any 'One-off Income,' enter an amount, and choose a start date. Then, select 'Custom' for the duration and pick an end date.

You can also create a custom income category and then choose the one-off income option.

1. Open the recurring expense entry.
2. Tap on “Update next payment.”

3. Enter the new amount for the bill.
4. Select the date when this new amount should take effect.

This way, your recurring expense stays up to date without needing to create a new entry each time!

Our app doesn't keep track of the due date, or if it's overdue, so you don't have to worry about that part. It's all about how much cash you've got left.  For instance, if your bill was originally $10 but has a late fee making it $12, just enter $12 as the expense.

No need to add expenses from earlier.

Your budgeting starts fresh from the day you begin using the app. We designed it this way because it's nearly impossible to remember what we spent in past days, and if you only enter some of your past expenses, the app might give you the impression you have more money than you actually do. Starting fresh helps keep things clear and accurate.